For unexpected expenses
Micro Loan
Up to 1.000 €
- Terms of 3–12 months
- Fixed interest rate: 3% per year
- Subject to individual assessment
Personal loans
Financing for personal plans, with a clear and straightforward process.
Find the right financing option
Three options for different needs, each with a fixed interest rate. Final terms depend on an individual assessment.
For a car, renovation or wedding
Personal Loan
Up to 40.000 €
- Terms of 12–60 months
- Fixed interest rate: 3% per year
- Terms confirmed in your offer
For property or debt consolidation
Major Project
Up to 100.000 €
- Terms of 24–120 months
- Fixed interest rate: 3% per year
- Personal support
The 3% annual rate is a fixed nominal interest rate. Your individual offer, including the APR and all costs, will be provided before any agreement is concluded. An enquiry is not a loan approval. Warning: borrowing money costs money.
Frequently asked questions
What loan options are available?
We offer the Micro Loan up to €1,000, the Personal Loan up to €40,000 and the Major Project loan up to €100,000. Repayment terms vary by option.
What interest rate applies?
All three options have a fixed nominal rate of 3% per year. The APR and total cost will be set out in your individual offer.
Do I need to provide proof of how the loan will be used?
For a Personal Loan, you do not need to provide proof of the intended use. Depending on the purpose, further information may be required for other options.
Does submitting an enquiry mean my loan is approved?
No. Every enquiry is assessed individually. A loan agreement is formed only when a specific offer has been made and accepted by both parties.